Disclaimer

Independent Agency Disclosure

Patriot American Benefits, operated by Patriot Family Insurance LLC, is an independent insurance agency. We are not affiliated with, endorsed by, or acting on behalf of any single insurance carrier. We work with multiple carrier partners and may display carrier names or logos for identification purposes only. EIN: 92-2356843.

Interpretation and Definitions

Disclaimer

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Licensing and Coverage Disclosure

Patriot American Benefits is licensed in 49 states and is not licensed in New York. Coverage availability, pricing, policy terms, and underwriting decisions are determined by the issuing carrier and may vary based on age, health, gender, location, and other eligibility factors.

Waiting Periods

Some policies, especially guaranteed acceptance final expense products, may include a graded death benefit or waiting period of up to 24 months. During that period, the full face amount may not be payable for all causes of death. Review carrier-specific details with your licensed agent before applying.

Contact Us

If you have questions about this Disclaimer, contact Patriot American Benefits, operated by Patriot Family Insurance LLC, at hello@patriotamericanbenefits.com, call (888) 550-7159, or write to 98 Spit Brook Road, Nashua, NH 03062.